4. Medical and Health Benefits Policy

Policy Title: Employee Health Benefits 

Policy Number: HR-BEN-002 

Effective Date: [Date]

1. Eligibility: All full-time employees are eligible for the company's health benefits plan starting on the [e.g., first day of the month following 30 days of employment]. 

2. Coverage: The company offers comprehensive medical, dental, and vision coverage. Employees may choose from various plan options and may elect to add dependents to their plan. 

3. Enrolment: Enrolment is completed during the new hire onboarding process and annually during open enrolment. 

4. Premiums and Contributions: The company will contribute [e.g., 80%] of the medical insurance premium for employees, with the remainder deducted from the employee's pay check. 

5. Claims: Employees are responsible for submitting claims to the insurance provider directly. The HR department is available to assist with questions.